By offering secure payment processing, global payment acceptance, and comprehensive risk management tools, high-risk merchant accounts empower nutraceutical businesses to thrive in an increasingly competitive market. 250-721-6174. Get approved for a nootropic, supplement and nutraceutical merchant account. Payment Processing; High Risk Merchants; Cash Discount; PCI Compliance; POS System; SMALL. Both categories are ordinarily associated with free trials, chargebacks, false claims and customer complaints. COVID-19 changed cash for good. Streamline your business by utilizing our experience and latest tools. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and. they are few banks that are willing to underwrite and accept credit card transaction in this industry. Credit Repair. Without a merchant account, you will not be able to accept payment via credit card or debit card. It’s in their interest to ensure that you can continuously accept payments and succeed online. Upon approval and as to orders within credit limits, terms are net 30 days from date of invoice, unless a different period isLoan Modification Merchant Account; Credit Repair Merchant Account; Global ecommerce; Nutraceutical Merchant Account; Recurring Billing; Subscription and Membership Merchant Accounts;. It was founded in 2009 by brothers Patrick and John Collison, who. You have to meet your customer’s expectations by providing a way for them to pay. A Nutraceutical Merchant Account allows business owners to accept credit card payments for the high risk nutraceutical industry. Preferential rates exclusive to Merchant Advice. They will help set you up with a POS system after opening your merchant account. Accept over 100 currencies in 196 countries; Rates starting at just 2. Contact a provider to get started directly or give us a call at 1-833-213-0511 to learn more. Prior financials is also a very important part of the underwriting process for acquiring banks. If you are looking for an ethical credit card processor that doesn’t hide fees or lock you into expensive contracts, see Phillip’s merchant account picks here. Adult industry merchant accounts help businesses to accept credit card or check payments online or in person. Accept credit card payments and monitor your processing with your nutraceutical merchant account. S. Nutraceutical Merchant Account from EMB September 9, 2014 October 29, 2018 The nutraceutical business is booming, with new products being introduced every week, and TV doctors praising their benefits. This type of account is essential to accept credit and debit card payments, and that is why nutraceutical merchants need to find another solution to open a merchant account. US/Offshore chargeback solutions for nutraceutical and other high risk credit card processing businesses. e. This prohibition can be for several things, including the owner’s financials or credit background to the sales history, transaction types, or industry that the business operates within. We have a step by step proces to secure CBD Merchant Accounts. U. Create Multiple Virtual Terminal Users. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure. Without a merchant account, you will not be able to accept payment via credit card or debit card. Phillip has researched and reviewed over 1,000 merchant services providers over the last 15 years. O. PaymentCloud is the #1 provider for Nutra and supplement credit card processing because we can connect directly to the software and solutions that your business already uses. Some of the top credit card companies i. To get a merchant account, one must submit an application with a merchant account provider. Nutra payment gateways enable the nutraceuticals retailers to authorize and manage credit or debit card payments for their products. Los Angeles, CA (PRWEB) January 26, 2015 -- eMerchantBroker is proud to announce merchant account support for all businesses dealing in the nutraceuticals industry. The U. In the past, a business owner who wanted to accept credit cards had to open a merchant account with a bank, which can be costly and time-consuming. A gaming merchant account is a specific type of bank account that allows merchants to accept payments. The customer service department of D&B will be aware which financial stress class you belong to. Paying a slightly higher rate to accept credit cards will bring in more money than being a cash-only business. He also owns multiple businesses that accept credit card payments. To get a merchant account, one must submit an application with a merchant account provider. High Risk Pay is a comprehensive solution perfect for nutraceutical merchants. A nutraceutical merchant account is a specialized payment processing solution designed specifically for businesses operating within the nutraceutical industry. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Two of the most common supplements today with difficulty in securing supplement merchant accounts have been SARMs and Peptides. More likely than not, you want to accept credit card payments. No caps on your processing volume. Stax: Best for avoiding transaction fees. 6% plus 10 cents, while the fee for a high-risk account might be 2. For example, a merchant account like Seamless Merchant offers more than 25 bank relationships, allowing businesses to accept credit card payments securely, quickly, and efficiently. There are two main reasons for this. Most businesses have issues taking off, but when that business is labeled as “high risk”, the problems mount even higher. Support the University British Columbia Mastercard while using your BMO credit card,. Because high-risk merchants have higher chargeback ratios and regulatory exposure, financial institutions are concerned they may violate card brand rules, laws and regulations. MID KINGZ offers POS systems and terminals for your retail business. Payment processors like PayPal just can’t handle the needs of a high-risk merchant. This has left numerous. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801;For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. At Scalesafe, we specialize in securing merchant accounts for businesses of all sizes. 25. Small business credit card processing is made possible with payment processors such as Allied Payments, that also works with SMEs and startups. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Offshore Pro Group has established a specialist division dealing only with credit card merchant accounts for offshore merchants and companies: WorldMerchant. Whether you are building an e-commerce Web site to sell monthly (continuity) , a traditional brick-and-mortar herbal supplements or pharmacy business or a mail order/telephone order business (MOTO), you will want to open a GPC Domestic or International merchant account,. Shark Processing is another reputable high-risk credit card processor that may be a great fit for your nutraceutical business. This is how you receive money if you’re ever paid by. How to shop for merchant service for nutra product industry and instruction to work with merchant service provider. Due to frequent comparisons to nutraceutical companies, owners of cosmeceutical businesses need to be vigilant. Without a merchant account, you will not be able to accept payment via credit card or debit card. Therefore, traditional payment processors classify these businesses as high risk based on criteria such as transaction size, industry, sales model. Start accepting payments quickly and efficiently. We find the best payment processing solutions for your company! Learn more. And More…. echeckprocesssing. With over 8000 dating sites worldwide, and more being added every day, competition is fierce. A merchant account is a business bank account for accepting credit card payments. Merchant account fees will vary between different payment processors for various reasons. There are two main reasons for this. May 26, 2023. In addition, nearly 50 percent of Americans said they carry cash with them less than half of the time they’re out, according to one recent survey. Fraud Prevention. Patent Pending “Transaction Routing” Technology, More than 250 Shopping Carts Integrated, “Quick Click” checkout pages, Fraud Scrubbing technology, Kount fraud scoring, Tokenization, Quickbooks integration, Mobile Payments, Email Invoicing, recurring billing and so much more. That leaves your business without a way to take credit card payments, which usually means that your revenue stops. High volume travel merchant accounts. Typically, a merchant account for credit repair is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Merchant accounts in general are different as compared to traditional business bank accounts. Zen Payments can help you get multiple merchant accounts, reducing the risk that you will be left without a way to accept payments. Are you struggling to secure the payment processing solutions your nutraceutical business needs? Unfortunately, there are many industries whose merchants struggle to secure merchant accounts for their businesses – the nutraceutical industry is definitely among them. Merchants are expected to submit the following documents to kick-start their underwriting process: Valid government issued identity card. With our high risk services, businesses can accept. Securing Merchant Accounts for Nutraceutical E-Commerce. A merchant account is what allows your business to process payments made by credit, debit, gift or rewards cards. When you use our services, you don’t need to worry about the risks of accepting credit cards for what will be considered high-risk payments. Contact us online through our web page or call us toll-free at 1-888-548-5649 today to learn more about our special brand of telemarketing merchant account services and payment gateways. Look for a mobile card reader that’s able to accept payments from a mobile device or digital wallet, as those payment methods are also increasing in popularity. Increase your nutra merchant account stability with the right merchant account adviceCall us to find out more about Payment Processing and Accepting Credit Cards: (866) 353-2239 Visit our Socials to get more business tips and tricks: Facebook: Imgur:. 28 billion in 2019, according to Grand View Research. Straightforward, simple set-up. Call us Toll Free (866) 509-7199. Most credit card processors offer their own proprietary hardware. A merchant account is a specific type of bank account that allows merchants to accept payments. #1 eMerchantBroker Top Pick for Kratom Credit Card Processing. When seeking an ideal solution for adult merchant processing, that includes online dating, strip clubs, adult book stores, novelties, toys, and websites that require memberships for pornography, it can be a tedious process to successfully accept debit and credit cards. START PROCESSING WITH US TODAY. These payments include but are not limited to, credit card or debit card transactions, ACH payments, and e-checks. Nutraceutical. Unfortunately, many credit card processors do not want to work with nutraceuticals businesses. Six steps one should make to open a nutraceutical merchant account: 1. A nutraceutical merchant account furnishes business owners with the capability of accepting credit cards and debit cards for payment processing in the nutraceutical industry. Vitamins, Skincare, Nutraceutical The nutraceutical (or "Nutra") sector is not a laughingstock. Other fees can significantly affect the total costs of the merchant account. If you are looking forward to spreading your business worldwide, it is important to have… Pricing for Nutraceutical Merchant Accounts. 4 billion as of 2015, and is estimated to reach $204. CBD Merchant Account; High Risk Merchant Account;. “Start Accepting Credit Cards Today” Get Approved Now ️. Boost sales from US shoppers up to 20% with ACH & echecks. Recurring Payment Support. With its high approval rates, secure payment processing, and nutraceutical-specific features and services, PaymentCloud offers everything that nutraceutical business owners need to accept credit card payments from their customers. Increase your sales by accepting credit cards. Choose a service provider. Nutraceutical Merchant Accounts; Tech Support; High Risk Merchant Accounts; Low Cost Credit Card Processing; CBD Merchant Accounts. Unmasking the Nutraceutical Industry The nutraceutical industry has come a long way since its inception, offering products that blend nutrition with pharmaceutical benefits. The need for quick and reliable payments is the foundation for every online merchant’s success. When choosing a high-risk payment processor, be sure to ask as many. Zen Payments can help you get multiple merchant accounts, reducing the risk that you will be left without a way to accept payments. However, these providers do not. Canadian Merchant Account; Card Scheme; Cashless ATM Program; CBD; Chargeback Shield. We do this so they don’t lose the ability to accept credit cards. Start accepting credit cards fast with our convenient online application. To get a merchant account, one must submit an application with a merchant account provider. Based on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. #1 PaymentCloud Strong Reputation For Fast Approvals. They are also subject to high returns and credit card declines,. This type of credit card processing for nonprofits generally carries a transaction fee amounting to 2. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Unfortunately, it doesn’t always yield the best rates. Despite your businesses’ unique needs, most banks and merchant processors categorize and charge nutraceuticals companies the same way they would standard retailers or e-commerce stores, trapping you into the wrong pricing. Fortunately, there are still some merchant account companies that will take these type of businesses. Contact us today at 1-877-296-3690 to. services that are. The Best Merchant Account Service Providers of 2023. Banks and traditional. High-risk payment processing, also known as high-risk merchant processing, is a specialized service designed to cater to businesses that operate in industries with elevated risks. You simply submit an application along with supporting documents. If you use a nutraceutical merchant account, you can sell supplements, vitamins, and herbal products without the fear of. We take your success seriously and are here to help you accept credit card payments to keep your revenue. Power Your Business With Nutraceutical Merchant Accounts and Payments From MID Kingz Solutions — Easy, Reliable, and Secure. About the fact that the nutraceuticals industry has taken off, a few factors are impeding. 5. Operating identically as other types of payment processing, these accounts are underwritten with the knowledge that the businesses using them will not be traditionally what banks see. Online sales began surging as soon as payment processors began approving card-not-present transactions. m. International merchant support. With a supplement and nutraceutical merchant account, accept credit cards online, in store or over the phone with next day funding. Any merchant account provider that is allowing you actually to accept credit cards is doing so by defrauding their member bank. The demand. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway. Online Credit Card Processing. Banks that fund nutraceutical merchant accounts that market illicit ingredients or goods can be found responsible once more. . With technological advances, the payment services industry has evolved, with payment processors offering merchants new platforms to accept payments. Why is the Nutraceutical industry seen as a high risk for merchant accounts that accept credit cards? Payment processors often view the nutraceutical industry as high risk for several reasons. 750-850 Excellent. The nutraceutical industry, being classified as a high-risk business type, does not receive much support from traditional banks. Bankcard Brokers · May 17, 2016 · · May 17, 2016 ·Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers;. If you run a cash-only business, you can get away with not having a merchant account. Luckily, it is possible to do without worries and hassle. To get a merchant account, one must submit an application with a merchant account provider. Common Types of Nutraceuticals. This is true whether you sell digital goods online or physical. If you've been declined by traditional banks, we know the frustration and can help overcome those hurdles and sign you up for a merchant account in as little as 72 hours. 700-749 Good. *Attention business owners processing credit cards online* Your current processor may kill your business… Millions of merchant accounts were shut down last year by our competitors… We have a solution so that you can worry less about payment issues, have stable merchant accounts, and make more money online. 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A retail nutraceutical merchant account allows businesses to accept card-present payment, including credit card, debit card, or point of sale. Secure, dependable payment gateway. Traditional financial institutions may be wary of the industry's high-risk label, making it essential to seek out merchant accounts specifically tailored to the needs of. Transaction not Permitted to Cardholder is a response code returned by a payment processor or issuer when a transaction is attempted with a credit or debit card flagged as restricted or blocked. services. Don’t let payment processing issues hold you back – contact QuadraPay today to learn more about their services and how they can help your nutraceutical business thrive. Get Payment specializes in offering high risk nutraceutical merchant accounts, tailored to meet the unique needs of businesses in this industry. The ability to accept credit cards for e-commerce is a crucial factor in the success of nutraceutical businesses operating in the online space. Reduced chargebacks– We are a reputable high-risk processor that offers a chargeback management system to all our customers. In fact, the business is expected to reach a remarkable $671 billion in global revenue by 2024. Understanding how the business operates and is managed plays a big part in the decision-making of vape merchant account applications. Customer support for the life of your direct merchant accounts: Instabill merchant account managers are available by calling direct at 1-800-530-2444 Monday through Friday, from 8 a. As a global leader in providing references for nutraceutical businesses to obtain merchant account services, MerchantNegotiators. MO/TO merchants face this challenge due to the high chargebacks incurred, card not present (CNP) method of acceptance, and high volume of processing on a. Merchants can begin processing in less than 1. Diversify your nutraceutical merchant accounts to mitigate risk. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure Merchant accounts accept credit. The Advantages of a High Risk Merchant Account for Nutraceutic. No Comments. When a customer purchases a product using a credit card or other electronic payment method, a merchant account communicates with the card issuer, withdraws funds from the customer’s account, and credits the merchant. So, when a nutraceutical company applies to a bank for a merchant account to accept debit and credit transactions, it hits a wall. S. We understand that one size does not fit all and can tailor your credit card processing to meet your individual needs. The company is best known for providing affordable credit card processing services to various high-risk industries. In our experience, cannabis businesses see an average ticket increase of about 17% when they implement card payment services. They also struggle to secure the financing they need to grow their business and cover costs. (Read card review) Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card. Nutraceutical industry is viewed as dangerous by most payment choices and consequently they don't accept direct payment to your organization. Echeck Debt Consolidation Merchant Accounts. Only you, your merchant account provider, and payment processor should know about it. There is no more important time to have a reputable, educated, and transparent merchant provider. Of course, nearly everyone uses credit and debit card. After a customer pays for a product or service via credit card, the processor deposits the funds into a merchant account. With a supplement and nutraceutical merchant account, accept credit cards online, in store or over the phone with next day funding. Processing online credit card payments is the biggest hurdle to success. Services. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. Dedicated to negotiating the best terms for your supplement & nutraceutical business. Power Your Business With Nutraceutical Merchant Accounts and Payments From MID Kingz Solutions — Easy, Reliable, and Secure. If you want to be successful in the nutraceutical and supplement industry, you have to be able to accept credit card payments. When you use our services, you don’t need to worry about the risks of accepting credit cards for what will be considered high-risk payments. Accepting Credit Cards for Nutraceutical E-Commerce. Donations and offline payments can be accepted through a merchant account using a hand-held credit card reader. Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. The accounts enable acceptance of payments from customers in the US and overseas. Accepts online transactions of all types: Debit Card, Credit Card, and ACH. Both of them result in chargebacks and brand loss. Insurance. As the popularity of dietary supplements, vitamins, and herbal remedies continues to soar. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online. Today, you have more options than just merchant accounts. If you use a nutraceutical merchant account, you can sell supplements, vitamins, and herbal products without the fear of. Nutraceuticals are defined as food products or dietary supplements that provide additional health benefits beyond those that would be obtained from a normal diet. Nutraceutical businesses is a business that falls into the “high risk” category as assessed by processing banks. A merchant account is a specific type of bank account that allows merchants to accept payments. Merchant Services providers & benefits of high risk merchant account for Nutra product sales. If you're looking for payment solutions that will positively impact your business, Zen Payments is ready to help. MaxPayNow offers Nutraceuticals Merchant Accounts and payment solutions for the Nutraceuticals Industry. Making it easier for customers to call you than contact their credit card company will help you lower your chargeback ratio. International nutra. Call us Toll Free (866) 509-7199. We keep your money safe, so you can keep doing what you love. Donations and offline payments can be accepted through a merchant account using a hand-held credit card reader. Collection Agencies. The Advantages of a High Risk Merchant Account for Nutraceutic. Payment shall be due within thirty (30) days of receipt of invoice and shall be by credit card, check, ACH or wire, however if Buyer purchases directly from Nutraceutical and pays within fifteen (15) days of receipt of invoice, Buyer shall receive a one percent 1% discount. Membership & Recurring Billing. They also struggle to secure the financing they need to grow their business and cover costs. Chargeback Prevention. Offering a variety of payment options, including credit cards, enhances. Way2pay. Because of this, more than 80% of lenders use your FICO score to determine your credit. audience that continues to be extremely health conscious is the baby boomers. Easy Pay Direct Gateway. Gain access to an extensive network of domestic and international banks to satisfy your processing needs. Businesses are often prohibited from accepting payments and processing transactions by underwriting banks. Many of your customers do not have cards or are maxed out on cards. Contact a provider to get started directly or give us a call at 1-833-213-0511 to learn more. Multiple Underwriting Banks - If one bank decides to stop underwriting you and refuses to accept transactions, you want to have others that can take over without. With our nutraceutical payment processing, we make it easy to accept payments. At UniBul, we give you a nutraceutical merchant account with: Fast application approvals. The application process was a pain and it took. Boost sales from US shoppers up to 20% with ACH & echecks. A high risk merchant account can provide you with the capability to create revenue utilizing your website or preferred eCommerce option. The “high-risk” label can complicate obtaining a merchant account to accept credit card payments. You need a merchant account to be able to accept credit card payments but you’ve been turned down before. Online Payments | National Merchants. Get the processing capacity you need to manage & grow your nutraceutical business. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Too many businesses either get denied due to lack of information or lack of follow-through with the application. Consumers use credit cards for 70% of all payments and 83% of Canadians own a debit card. A high risk merchant account can provide you with the capability to create revenue utilizing your website or preferred eCommerce option. As the technology is helping us more and more day by day this account is best for nutra business due to its portability as now you can not only use. Apply for a Nutraceutical Merchant Account to Accept Credit Cards. They average 1. To get a merchant account, one must submit an application with a merchant account provider. Merchants that process high transaction volumes or transaction amounts may be subject to a high-risk merchant account. 1. At SeamlessChex, we provide solutions that help your business get back on track. 3% cash back on the category of your choice (from available list) 2% cash back on. CyoGate does offer credit card processing solutions specifically for merchants in the online and mail order nutraceutical industry and we do have both domestic US and international solutions available. Payment terminals are the hardware, such as the credit card machine, that customers use to swipe or tap to pay for the transaction. Accept Credit Cards for Your Nutraceutical Business Increase Revenue Easy to Implement Call us today: (866) 353-2239 Email us: sales@touchsuite. The Southern Institute can help! We specialize in merchant accounts for nutraceutical companies and more. Providing fast and easy merchant account applications to help businesses start accepting credit cards quickly. Get Your E-commerce Merchant Account. 5. To accept credit card payments, you’ll need a credit card processor. In The MediaA merchant account is a business account through a bank or merchant service provider that allows the business to accept payments from customers by credit and debit cards. Even though over 75% of adult Americans take a dietary supplement, this is the case. Understanding this designation is the first step in navigating credit card processing in the nutraceuticals sector. A merchant account is a specific type of bank account that allows merchants to accept payments. If you are looking for an ethical credit card processor that doesn’t hide fees or lock you into expensive contracts, see Phillip’s merchant account picks here. 250-472-5166. Payment Depot: Best for High Transaction Volume. A high-end reward card will charge a higher fee than a standard, no-rewards card. 95%;Nutraceutical Merchant Accounts; Online Gaming Merchant Accounts; Online Pharmacy Merchant Accounts; Recurring Billing Merchant Accounts; Tech Support Merchant Accounts;. First, the merchant account established with the acquiring bank. As the technology is helping us more and more day by day this account is best for nutra business due to its portability as now you can. EMV capable, PCI Compliant, and modern for 2020! MK Cash Discount . The merchant. When. . TailoredPay also works with both small and large businesses across multiple industries and sectors. Credit Repair. . To facilitate online credit card processing, credit repair businesses require an e-commerce gateway and a merchant account. First, the industry is regulated. As consumers increasingly embrace dietary supplements, vitamins, and…Starting an online business that accepts credit cards is a huge goal for online merchants. Best for chargeback monitoring: SMB Global. Your merchant account application will factor in your business credit score, and not your personal credit score. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. Nutraceutical Merchant Account. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. Banks issuing the cards receive these fees. This typically involves using payment gateways and merchant services to authorize and process the payments and ensure compliance with. At UniBul, we give you a nutraceutical merchant account with: Fast application approvals. For more information, visit the PaymentCloud website or call (888) 506-7859. What if there was a single change you could make to improve your. Our processing techniques and account features exist to ensure that merchants selling delta-8 THC and other cannabis products face minimal risks when it comes to processing credit or debit card payments. Because your provider sets your American Express Rate—just like they do for the other card brands you accept. Vendors who primarily sell online nutraceuticals need to accept credit cards for their products . Fantasy Sports. Presenting your business in the best possible light from point of first contact is important because merchant accounts are essentially a line of credit from a processor. An e-commerce gateway acts as a secure bridge between the credit repair business's website and the payment processor, ensuring the smooth transmission of payment information. One-time & Recurring. Instead, they must notify their merchant. Our merchant account managers offer expert advice and guidance throughout the relationship of your account and will help you prevent fraud, reduce chargebacks and increase profits. The Comprehensive Guide to Healthcare Credit Card Processing. ProMerchant: Best for High-Risk Businesses. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. This surge has nurtured a thriving industry, where businesses must adopt robust merchant account processing systems to seamlessly accept credit cards and offer customers convenient payment choices. An appropriate label of contents is a must. Create a proper label of contents. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. At Allied Payments, we have focused on providing businesses with specialized continuity merchant account services. Over the years, Shark Processing has partnered with leading credit card issuers, such. Helcim : Best All-in-One Platform. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. If you’re finding that your merchant A business that accepts credit cards for goods or services. High Risk Nutraceutical Integrations. In certain situations, we can expedite the setup process in 1 business day. More. Multiple Merchant Accounts. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. PCI Compliance. The business owner and the business itself have separate credit scores. Which cards you can accept, your chargeback rates, your merchant account limits, and other. Processing online credit card payments is the biggest hurdle to success. That's where our high risk. For this reason, Visa, MasterCard, and other major card brands set a limit on the number of chargebacks a business can incur.